Robert Smith
London
Partner, Pensions
T+44 20 7759 6541
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Professional
Lawrence Graham LLP - Partner 1980 to present
Assistant solicitor 1977-1980
Articled 1975-1977

Expertise
Provision of comprehensive legal advice in the areas of:

Insurance - advising on general and long-term business including regulatory matters arising out of the Financial Services and Markets Act 2000 and the rules of the FSA; portfolio transfers, product development, policy wordings, agency and distribution agreements and captive and alternative structures.

Pensions and employee benefits - advising trustees, employers and members of schemes, product providers and other professional advisers on documentation, legislation and trust and tax implications of regulated and unregulated occupational arrangements, personal and stakeholder pensions, employee benefit trusts, healthcare trusts and group risk schemes. Acting as independent trustee of pension and benefit schemes.

Charities - drafting documentation, negotiating with the Charity Commission, advising on the trustee liabilities, commercial activities and tax issues, and restructuring trust-based charities. Considerable experience of advising charities incorporated by Royal Charter.

Experience
Principal clients worked for include:

Insurance companies including: NFU Mutual Insurance Society, Isle of Man Assurance, AXA, Aviva, Generali, Pharmacy Mutual, WPA Protocol.
Pension schemes including: BMW UK Operations, Legal & General, Metal Bulletin, the Racecourse Association, National Farmers' Union Mutual and Rolex.
Charities including: Motability, Royal National Institute of the Blind.

Services

  • Trusts in commercial transaction
  • Charities
  • Trusts
  • Regulation and governance
  • Employee benefits
  • EU, competition and regulation
  • Pensions
  • Employment

Sectors
  • Insurance products and advisory
  • Corporate insurance
  • Compliance, regulatory and corporate governance
  • Insurance and reinsurance

Memberships
  • Member of the Society of Pension Consultants
  • Fellow of the Pensions Management Institute
  • Member of the Association of Pension Lawyers


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